Runacres Insurance

Whether you own a big business or just a small one, it's important to have the right commercial car insurance policy . A good Commercial Car Insurance will protect your vehicles from damages and make sure that you can continue operations even after an accident.  It may sound easy to find commercial auto insurance policies but there are so many different types out there that it can be difficult for anyone who doesn't know about them well enough.  That is why we decided to compile this guide on what you need to look for in a commercial auto insurance policy so that you don't end up wasting money on something that won't offer the protection that you need! Adequate Liability Coverage  Liability coverage is the most important type of insurance. It protects you if you are responsible for an accident that causes injury or property damage. Liability will pay for expenses related to injuries or property damage and can even help cover your legal fees in some cases. Liabilit...

Business interruption insurance is one of the most important types of insurance that a business owner needs to have. The reason for this is simple: it protects you against losses that can be caused by an unexpected event or disaster, like a fire or severe storm.  If your business suffers from such an interruption, then this policy can reimburse you for damages incurred as well as lost profits in case you are forced to close down your operations temporarily or permanently because of damage done by such events. In this article I'll explain how to file a successful claim with your insurer if you've suffered from an interruption in your business Gather Necessary Documentation  As a business owner, you'll want to keep all of your necessary documentation for at least six years. The insurance company will need proof of income, property damage and other expenses during the time period in which their clients were affected by the disaster. Keep copies of all invoices and recei...

If you own a business, you know that having the right Business Assets  Insurance is a crucial part of ensuring success. But with so many different types of coverage available and so many factors to consider, it can be difficult to figure out what type of insurance you should have for your business assets. In this guide we'll walk through how to determine if you need insurance in the first place, how much coverage makes sense for your company and then how best to go about finding an insurer who can help get you there. Do you need to get insurance for your business assets? If you are a sole proprietor or a partnership, the answer is no. However, if you have employees and/or if your business is large enough to justify the expense of purchasing insurance then it may be worth considering this option. You should also consider getting business property coverage if: You have valuable equipment in use (i.e., computers) that could be damaged by fire or other causes; or You own expens...